LendMentor – California Consumer Privacy Act Privacy & Cookies Policy

Last Updated: January 1, 2022

We believe that your privacy is very important and we act accordingly. This Privacy & Cookies Policy describes the policies and procedures of Lendmentor on the collection, use, and disclosure of your information when you use the services provided on our website. By using the Services, you consent to Lendmentor use of your information in accordance with this Privacy & Cookies Policy that meets our duties under the “California Consumer Privacy Act” (CCPA), in the event you a “California Resident”, as such term is defined in the CCPA. Please note, that We will not use or share your personal information with any third party except as described in this Privacy & Cookies Policy.

For the Terms of Service, please visit https://lendmentor.com/terms-and-conditions/

Who We Are and How to Contact Us

Lendmentor (“Lendmentor” “We” or “Us” “Our”) offers high-quality reviews of several financial services (hereinafter: “Services”).

Lendmentor may act as a business, which means that Lendmentor determines what information is collected, how this information is used, and how the data is protected.

Our registered office address is 10 Beit Shamai St., Tel Aviv, Israel.

https://lendmentor.com/contact-us/If you need any clarifications about how Lendmentor process personal information, or would like to exercise your consumer rights, please email Us at [email protected] or use our contact us form at https://lendmentor.com/contact-us/. for your convenience, please use the following form: Implementation of Rights Form.

Websites Within Scope

The following website is within the scope of this Privacy Policy:

This Privacy & Cookies Policy applies only to Lendmentor. The Services may contain links to other websites not operated or controlled by Lendmentor. Please remember that our Privacy & Cookies Policy is no longer in effect when you use a link to leave our websites. Your browsing and interaction on any other websites, including those that have a link on our website, is subject to that website’s own rules and policies. Such third parties may use their own methods to collect information about you. We are not responsible for the data collection policy and methods on such websites.

Collection of Personal information

We may collect personal information from you for one or more of the following purposes:

• To provide you with information that you have requested or which We think may be relevant to a subject in which you have demonstrated an interest in; and
• To ensure the security and safe operation of Our website and underlying business infrastructure, and
• To manage any communication between you and Lendmentor; and
• To enable us to improve Our Services and better understand users and the markets in which We operate.

The Services are not intended for children under the age of 18 and Lendmentor does not knowingly collect or solicit personal information from anyone under the age of 18 or knowingly allow such persons to register with the Service.

You can ask Us to stop sending you marketing messages or modify your email preferences at any time through any of the following methods:

• by following the opt-out links on any marketing message sent to you; or
• by contacting Us at any time using the contact details motioned above.

Security Measures

We have appropriate security controls in place to protect personal information. Risk assessment, including assessing risks to the rights and freedoms of data consumers, is at the heart of our Information Security Management System (ISMS). We limit access to your personal information to employees and other staff on a need-to-know basis. All such people are subject to a contractual duty of confidentiality.

We do not, however, have any control over what happens between your device and the boundary of our information infrastructure. You should be aware of the many information security risks that exist and take appropriate steps to safeguard your own information. We accept no liability in respect of breaches that occur beyond our sphere of control.

We have put in place procedures to deal with any actual or suspected personal information breach. For your information, We are obligated to inform you and the supervisory authority within the European Union regarding a breach concerning your data or risk of breach of your data within 72 hours of discovering the breach.

Your Rights Relating to Your Personal information

As a consumer whose personal information We hold, you have certain rights. If you wish to exercise any of these rights, please contact Us using the details provided above. In order to process your request, We will ask you to provide two valid forms of identification for verification purposes. If you are within the European Union, your rights are as follows:

• The right to know: As a business that controls the data, We are obliged to provide clear and transparent information about our data processing activities. This is provided by this Privacy Policy and any related communications We may send you.
• Notice at the collection: You have the right to know before or at the point of personal information collection, the right to know the categories of personal information We collect and the purposes of the personal information collected.
• The right of access: You may request a copy of the personal information We hold about you, free of charge. Once We have verified your identity and, if relevant, the authority of any third-party requestor, We will provide access to the personal information We hold about you as well as the following information:
  • The purposes of the processing;
  • The categories of personal information concerned;
  • The recipients to whom the personal information has been disclosed;
  • The retention period or envisioned retention period for that personal information, and
  • When personal information has been collected from a third party, the source of the personal information.

If there are exceptional circumstances, regulatory, legal-based or other, and We refuse to provide the information you requested, We will explain the reasons for the refusal. If requests are frivolous or vexatious, We reserve the right to refuse them. If answering requests is likely to require additional time or occasions unreasonable expense (which you may have to meet), We will inform you promptly.

Please note that under the CCPA, the right to receive a copy of Your personal information is not extended to having a business transfer the information to another business.

• The right to rectification: When you believe We hold inaccurate or incomplete personal information about you, you may exercise your right to correct or complete this data. This may be used with the right to restrict the processing of your personal information to make sure that incorrect/incomplete information is not processed until it is corrected.
• The right to delete (the ‘right to be forgotten’): Where no overriding legal basis or legitimate reason continues to exist for processing personal information, you may request that We delete your personal information. This includes personal information that may have been unlawfully processed. We will take all reasonable steps to ensure erasure.
• The right to restrict processing: You may ask Us to stop processing your personal information. We will still hold the data, but will not process it any further. This right is an alternative to the right to erasure. If one of the following conditions applies you may exercise the right to restrict processing:
  • The accuracy of the personal information is contested;
  • Processing of personal information is unlawful;
  • We no longer need the personal information for processing, but the personal information is required for part of a legal process, and
  • The right to object has been exercised and processing is restricted pending a decision on the status of the processing.
• The right to Opt-Out the sale of your Personal Information: As a rule, We don’t sell your personal information, but on Our home page You may find a privacy link titled “Do Not Sell My Information” to ensure this. This web page enables You, to opt out of the sale of your personal information.
• Withdraw consent:This right only exists where We are relying on consent to process your personal information. If you withdraw your consent, We may not be able to provide you with access to certain specific functionalities of our website and Services. We will advise you if this is the case at the time you withdraw your consent.
• Nondiscrimination right:under the CCPA, you have the right not to receive discriminatory treatment for exercising any of your rights, such as charging different prices or providing a different quality of goods or services.

We may also collect, use and share “Aggregate Consumer Information” such as statistical or demographic data for any purpose. Aggregate Consumer Information is information that relates to a group or category of consumers from which individual consumer and/or household identities have been removed. may be derived from your personal information, but once in aggregated form it will not constitute personal information for the purposes of the CCPA as this data does not directly or indirectly reveal your identity. However, if We combine or connect Aggregated Data with your personal information so that it can directly or indirectly identify you, We treat the combined data as personal information which will be used in accordance with this Privacy & Cookies Policy.

Use of Cookies

Please note that we use “cookie” technology and users’ IP addresses to customize and enhance Your online experience on the Platform. Cookies are pieces of information transferred to Your hard drive when You use the Website that automatically identifies Your browser to Our server whenever You interact with Our website. This technology allows Us to improve the way Our website works in order to maximize your browsing experience. Such technology is a common feature of many websites and is necessary in order for certain features of Our website to function properly or in order to provide an online service to you.

In addition, we use the cookie services of third parties as specified hereunder:

1. Google Analytics – in order to collect data about website usage. This data does not include personally identifiable information. You can view the Google Privacy Policy here: www.google.com/policies/privacy/.
2. Google Remarketing – in order to market products and services we believe may interest you. You may be exposed to our adverts on Google’s Display Advertising Network of partner websites and Google’s own search results pages. We aim to carefully select the products and services we remarket to you, and do so based on the pages you have visited on our Website. To opt out of Google Remarketing, You may customize the browser settings of Your Device to notify You when a browser cookie is sent or to refuse browser cookies altogether.
3. Facebook – We use a Facebook pixel to obtain information regarding the activities that users engage in while visiting our Website. For information on Facebook’s Privacy and Cookie policy, visit https://www.facebook.com/policies/cookies/.
4. Taboola – We use a Taboola pixel to obtain information regarding the activities that users engage in while visiting our Website. For information on Taboola’s Privacy and Cookie policy, visit https://www.taboola.com/policies/privacy-policy.
5. Getsitecontrol – we use Getsitecontrol services for efficient marketing without spamming You. For more information about Getsitecontrol Privacy policy: https://getsitecontrol.com/privacy/.
6. Mouseflow – we use mouseflow services to analyze the activity in our web site with various instruments including cookies in order to improve the website marketing. For more information about Mouseflow Privacy policy: https://mouseflow.com/privacy/.

The third parties mentioned above are completely independent and we do not control any of them. You may customize the browser settings of your device to notify You when a browser cookie is sent or to refuse browser cookies altogether. Please be advised that if you decide to refuse/block cookie activity, some parts of Our website won’t work properly or not at all. Thus, potentially reducing your options on Our website. Please check your browser for instructions on how to make these adjustments.

Changes to This Policy

Lendmentor will occasionally update this Privacy Policy (at least one update per year). When We do, We will also revise the “Last Updated” date at the top of the Privacy Policy. If We make any material changes to this Policy, those changes will be posted here so that You are always aware of what personal information and information is collected, how that data and information is used, and under what circumstances that data and information may be disclosed. Your continued use of Our Website and Services following the posting of changes to this Policy would confirm your acceptance of such changes.

Complaints

If you would like to submit a complaint regarding this Privacy Policy or our practices in relation to your personal information, please contact Us using the details provided above. All complaints will be treated in a confidential manner.

We will reply to your complaint as soon as We can.

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